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INSTRUMENT INSURANCE

HUB Program Coverages

  • All-risks’ coverage on your instruments and equipment 
  • Worldwide coverage - no Territory Exception
  • Rental Reimbursement -- up to $10,000 in coverage, if you need to rent instruments or 
     equipment in the event of a loss 
  • $100 deductible per occurrence on instruments and equipment, as opposed to other proposed rates are $250
  • Up to $2,500 coverage on promotion material, T-shirts, CD’s, posters, etc. 
  • Loss of earnings up to $5,000 due to loss or damage to venue 
  • Loss of earning up to $5,000 due to loss or damage to equipment 
  • Locked vehicle – no exclusion
  • Rented, Leased or Borrowed Equipment, $10,000 limit up to 30 consecutive days 
  • Optional Commercial General Liability including bodily injury, property damage, medical payments, tenants legal liability and non-owned automobile 

Rates and Premiums

  • $2.20 rate per $100 sum insured for Instruments and Equipment ($100 deductible)
  • Liability rates ($500 deductible): 
    • $1,000,000 limit - $66/member 
    • $2,000,000 - $127/member
       Higher limits available upon request 

APPLY FOR COVERAGE 
 Cristina Omar| cristina.omar@hubinternational.com | 519-325-1785 | TF:800-463-4700

 

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EMA members only:

  • Membership/Instrument Directory
  • Live Performance Contract
  • EMA Tariff of Fees
  • Recording Fees Summary
  • Apollo Newsletter

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